Automated Sweeps

Manage your cash flow more effectively and enhance your earnings potential with an automated sweep solution. Automated sweeps provide credit advances when you need them and quickly and efficiently transfer excess funds into investments.

Money Market Sweep

Your excess balances earn competitive rates while providing liquidity to meet your operating needs.

Zero Balance Account Service

Maintain separate depository and disbursement accounts for record keeping, monitoring and control; and automate the daily cash consolidation between the accounts.

Loan Sweep

Minimize interest expense while maximizing interest income. A Loan Sweep automatically advances on your credit line when your operating account drops below a predetermined balance and automatically pays down the principal on your credit line when the operating account has excess funds.

Automated Investment Sweep

Automatically invest excess cash balances overnight to earn a higher rate of return. more

  • With our Automated Investment Sweep service, you can transform idle balances into hardworking investments and make the most of your organization’s funds.
  • Because all the transactions are done automatically, you will not have to commit your time and expertise to calculating your investment amount or performing nightly transactions.
  • Your unused balances can earn money market rates every night, without having to keep those funds in an inaccessible money market account all the time.
  • Investments are liquid. Excess cash is swept out to be invested when available and back in the next business day to cover payment obligations.

Investment Sweep Products and Services offered through Fidelity Investments Institutional Services Company, Inc. (FIIS) are:

(1) NOT insured by the FDIC or any federal or state governmental agency
(2) are NOT deposits or other obligations of, or guaranteed by, Zions Bancorporation or its affiliates
(3) and MAY be subject to investment risks, including the possible loss of principal value or amount invested

Current disclosure documents are available at this link

The Commerce Bank of Oregon, a division of Zions Bancorporation, N.A. Member FDIC       Equal Housing Lender NMLS# 467014
© 2024 Zions Bancorporation, N.A.